The Sunniest Season: A Reminder for Skin Awareness

As summer approaches, bringing with it the promise of longer days and sun-drenched activities, many find themselves concerned about increased sun exposure and the risk of skin cancer, especially individuals over the age of 65. While skin cancer is one of the most common forms of cancer, the good news is that early detection significantly improves outcomes. Thankfully, Medicare provides coverage for many vital detection and treatment services, which can offer peace of mind to those concerned about their skin health.

What Medicare Covers

• Medicare covers medically necessary services for skin cancer detection and treatment, including doctor visits, biopsies, and related treatments if cancer is suspected.
• Medicare involves cost-sharing. Typically, patients pay a portion of the costs after meeting their deductible.
• During the annual wellness visit, preventive care discussions are covered. Use this opportunity to discuss any skin concerns with your doctor.

Self-Check and Report

Routine full-body skin exams are not covered unless a doctor identifies a suspicious lesion. This policy underscores the importance of regular self-checks and promptly reporting any changes to your physician.

Understanding Coverage Limitations

• Cosmetic procedures, such as the removal of benign moles or skin tags, are not covered under Medicare.
• Original Medicare does not cover sunscreen or preventive skincare products, although some Medicare Advantage plans might offer additional benefits. It's advisable to check the details of your plan.
• Coverage does not extend to experimental or non-FDA-approved treatments.

Stay Proactive About Your Skin Health

Remaining vigilant about your skin health is crucial. Consider reaching out to a Medicare advisor or your plan provider to understand what’s included in your specific plan, ensuring that you have access to the necessary care to maintain your skin health throughout the summer and beyond.